Want to grow your money without doing much work! This could work well in your diverse investment mix.
This simple recipe for Lazy Investors can help you live that life:
Invest what you can afford.
Watch the account grow through weekly compound interest.
Withdraw the profits to live a life you love.
I am 9 weeks into an automated trading platform that generates 3% compounded per week. I started with $100 to see how it worked, then added. $1,000 goes a long way.
You can play with the numbers in your favourite financial calculator or The Calculator Site:
Starting this 𝗦𝗮𝘁𝘂𝗿𝗱𝗮𝘆 at 𝟴:𝟬𝟬 𝗔𝗠 𝗣𝗮𝗰𝗶𝗳𝗶𝗰, I’m launching the 𝗕𝗿𝗲𝗮𝗸𝗳𝗮𝘀𝘁 𝗜𝗻𝘃𝗲𝘀𝘁𝗶𝗻𝗴 𝗖𝗵𝗮𝗹𝗹𝗲𝗻𝗴𝗲.
The mission is straightforward yet powerful:
Build real financial freedom by investing the cost of a nice breakfast every single week.
Here’s the idea:
A good breakfast runs about $18–25. Instead of spending it, invest that amount weekly.
Over time, the power of compound interest turns these small, consistent actions into meaningful wealth — for you and your family.
This isn’t about get-rich-quick schemes. It’s about creating a simple, sustainable habit that compounds in two ways: financially and socially.
The best part?
You can do this together with friends, your partner, or your kids. It turns money conversations into something positive, practical, and shared — no pressure, just progress.
Every 𝗦𝗮𝘁𝘂𝗿𝗱𝗮𝘆 at 𝟴 𝗔𝗠 𝗣𝗮𝗰𝗶𝗳𝗶𝗰, we’ll meet live:
→ Review real weekly results (wins, questions, or even “I missed this week” — all welcome)
→ Learn one practical investing insight
→ Keep building the habit together
The first session is this 𝗦𝗮𝘁𝘂𝗿𝗱𝗮𝘆.
If you’re interested in strengthening your (or your family’s) financial discipline in 2026, sign up for the session.
There are times when debt is appropriate, such as a long-term mortgage at a low interest rate for a home. Or a line of credit for business expenses. Here I am looking at the consequences of irresponsible or survival credit use.
I will run through some compound interest scenarios for you to consider.
Also, a way out of debt using the power of compound interest.
The Cost of a $10,000 Purchase on Credit at 10%
The calculations used are from The Calculator Site. Please play around to verify my numbers and try your own.
In this scenario, you have bought something for $10,000 at an annual interest rate of 10%. The interest is added to your balance each month, so the next month’s interest is calculated on the larger balance.
The interest cost over five years is $6,453.09.
That means your total debt for the purchase is $16,453.09.
If you can’t pay it off, it will get much worse!
If you are paying 18% on a consumer credit card, your debt would be $24,432.20 after five years.
Yikes!
The Gains of a $10,000 Investment Earning 10%
In this case, your $10,000 investment earns 10% per year, with the interest calculated and added to your balance each month.
Your investment earns $6,453.09 over 5 years, bringing the balance to $16,453.09.
Much better than PAYING $6,453.03 interest! Right?
The Power of Weekly Investments Earning Interest at 10%
One of the powers of programs such as Educational Savings Funds for your children is that small, regular contributions compounded over time can provide funding for education and other uses.
I recently wrote an article about how investing $30 a week, a weekly coffee budget, can grow to a meaningful number
Adding $30 a week to a plan that compounds the interest monthly at 10% annual interest grows like this:
After 5 Years, you have saved $7,830.00 and earned $2,286.18 in interest for a total of $10,116.18.
Did you know you were spending that much on coffee or another habit?
After 10 Years, you have saved $15,630.00 and earned $11,081.06 interest for a total of $26,711.06.
After 20 Years, you have saved $31,230.00 and earned $67,707.79 interest for a total of $98,937.79.
You have more than tripled your money!
What Does 3% a Week Look Like for You?
There are many ways for investors to earn 3% a week, including businesses such as services, storage rentals, vehicle rentals, gas stations, restaurants, bars, house restoration and flips, and more.
There are also substantial risks and investment of time and money in many of these businesses.
I am in the 6th week of investing in an AI auto-trading system that has returned and compounded more than 3% every week so far.
Here is what it looks like investing the $30 ‘coffee’ money each week over time.
In the first year, you invested $1,590.00 and earned $2,197.78 in interest for a total of $3,787.78
You have already more than doubled your investment!
In the second year, you have invested $3,150.00 and earned $18,114.78 in interest for a total of $21,264.78.
At the end of the third year, you have invested $4,710.00 and earned $97,838.30 in interest for a total of $102,548.30.
That is more than the median household income in North America!
In the fourth year, you have invested $6,270.00 and earned $474,318.69 in interest for a total of $480,588.69.
That is a nice house in most North American cities.
At the end of the fifth year, you have invested $7,830.00 and earned $2,230,981.39 in interest for a total of $2,238,811.39.
That is a house in expensive cities like Vancouver or San Francisco. Or many other options for your family.
Not too shabby for investing your $30 coffee budget each week.
Please use The Calculator Site or your favourite financial calculator to verify these numbers.
You can also play with what the numbers look like over more years. Or if you invest more each week or start with a bigger number.
For example, try calculating what a one-time $1,000 investment will grow to in 5 years without adding any more funds.
Starting with $10,000 is very interesting!
A Path to Getting Out of Debt?
Even if you are struggling to overcome crippling debt, putting the equivalent of your weekly ‘coffee’ budget into this investment can eventually pay off your debts and lead to financial freedom for you and your loved ones.
This auto-trading platform has been working for me for many weeks. I broadcast my results weekly and would be glad to show you what I am doing and help you get started.
The most important thing that we could teach our children is the importance of getting on the right side of compound interest.
As an example, let’s look at how investing the equivalent of a coffee a day at your favourite coffee shop into a program that compounds interest weekly.
Let’s assume you are spending $30 a week on coffee. That is $1,560 a year or $7,800 over five years.
Perhaps you are not ready to give up your daily mocha, so let’s say you matched your coffee budget by investing $30 a week.
I am investing in an automated trading platform that returns at least 3% per week, with compounding.
Here is what adding $30 a week can do for you over five years, according to The Calculator Site.
You can buy a nice house or three with that!
That is why teaching your children about investing and starting an education investment fund early pays off, even with modest compound interest rates.
And how you can start building financial freedom for your family today.
